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It's much easier said then done...analyzing personal investment options that is. We here in Arizona are painfully aware of what has happened to housing values since the "subprime mortgage debacle" first reared it's ugly head. We have seen article upon article...newsprint, online and of course radio and tv that forecast doom and gloom.There is no question that many questionable loans WERE made here in Arizona and yes...the number of foreclosures IS up. In some neighborhoods home prices have dropped a great deal and some neighborhoods are actually UP from last year's averages!

At the same time we are seeing the Dow Jones and other world stock markets respond erratically with huge drops and huge gains recently so how is a person expected to "read the signs"? .What does this mean YOU? It means invest wisely. Know the person you will work with. get references. Talk openly and honestly about your goals and comfort level.

The same principles apply for investing in real estate. As I see it there has never been a better time to purchase Arizona real estate. If you are a savvy investor you already know that a mixed portfolio is often the best protection for your hard earned money. There is a reason why we all know the old saying" Don't put all your eggs in one basket".

I am telling you the same thing. Diversify and invest wisely. There is still almost a full year's supply of homes currently on the market...both re-sale and new . Sellers...individuals , lenders who own foreclosed properties as well as builders are willing to wheel and deal. One can get discounts on the price and often significant loan or closing cost help as well.

If YOU want to know what options are open to you please be sure to contact me here @ www.myphxazhomes.com so that we can review the investment options in Arizona real estate that could make your portfolio shine!

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To Whom it may concern: --- Joani is our one and only Realtor in Sun City. She helped us find our perfect 'first house' in Sun City and after our first year we love this area so much we are becoming 'year rounders'. So we called Joani to help us list this house and to find a new one. After several weeks of searching (patiently by Joani) we found our new home, we then listed our current Sun City house and with Joani's 'staging' recommendations we sold it in 10 days for full price and with two offers! We love Joani and would certainly recommend her for anyone considering Sun City or Sun City West areas. Richard & Yolanda Hobbs March 2016
Joani Frankel, a realtor with Realty One Group, asked me for a reference regarding the professional services she provided to my wife and me when we were searching for real estate properties in the Phoenix, Arizona, area. I was a client of Ms. Frankel in the spring of 2009, when my wife and I were searching for a home after our move to the Phoenix area, and in the fall of 20 IO when we were looking for a home for our daughter and her family. When it crune to purchasing our home, Ms. Frankel's role was critically important. We were new to Arizona and unfamiliru; with the many neighborhoods in this sprawling metropolis. We were uncertain as to where we could find the best neighborhood within our price range in which to purchase a home and the best value for a home. Based on her incredible knowledge of the area, she immediately started us in the right direction and we were quickly able to find the perfect home. Once we did, she stayed with us throughout the entire process from negotiating the contract to accompanying us during the walk-through where she was most helpful in bringing to our attention any issues with the home. She anticipated our every need and was readily available whenever we required her services. When we were back in the market searching for a home for our daughter and her family, because of the outstanding service she had earlier provided us, we again called upon Ms. Frankel to assist us. Working with both us and our daughter and son-in-law, she once again showed her professionalism in helping us locate and make an offer on a home. This home was a foreclosure so it required that she draw upon her experience and knowledge regarding such sales to lead us in making the proper offer. As a result of her efforts, we were able to obtain the home at an extremely good value. Our daughter and her family thoroughly enjoy their new home. Perhaps the best indication of Ms. Frankel's efforts on our part is the fact that even though the Phoenix market at the time of our purchases was going through a most difficult time and housing values here were still in decline throughout the area, the homes she directed us towards not only retained their value but have actually increased in value. We have and will continue to recommend Ms. Frankel to others we come across who are in the market for a home. If we reenter the housing market for any reason, she will be the one we will use. She will get us the best value for our money and fully protect our interests throughout the process. Sincerely, Kenneth L. Smith
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